Disclaimer

Last updated: February 2026

Not financial advice

WealthOwl does not provide financial advice. Nothing on this website constitutes financial advice, tax advice, or any other form of regulated advice. The results produced by our calculators are estimates for illustration purposes only.

Accuracy of calculations

Our calculations are based on the published HMRC rates and thresholds for the 2025/26 tax year. We do not guarantee the accuracy of any results. Tax rules and rates change, and individual circumstances vary. Always verify figures directly with HMRC or a qualified accountant.

HMRC is the authoritative source for UK tax rules and rates: www.gov.uk/hmrc.

Seek professional advice

Before making any financial decision, you should consult a qualified independent financial adviser or accountant who can take your individual circumstances into account.

Limitation of liability

Wealth Owl Limited accepts no liability for any financial decisions made based on results from this tool. Use of WealthOwl is entirely at your own risk.